Which Financing Options Can You Choose From When Purchasing A Car?
The auto market is now starting to rally after the initial shock of COVID-19, and consumers are now ready to get their next new or used vehicle. If you're in the market for a car, you'll need to consider which financing options are most affordable for you if you can't...
How to Avoid a Tax Bill on Unemployment
More than ten percent of Americans are currently jobless due to the pandemic. If you're fighting to get a job, you're probably depending on your unemployment insurance benefits in the meantime. Unemployment benefits were recently expanded on a dramatic basis to help...
How To Go About Negotiating A Lower Interest Rate On Your Credit Card
One of the most stressful aspects of having a credit card is having to deal with the interest rate. If you don’t have a great interest rate on your card then you’ll likely have to deal with paying high credit card bills that will only get higher if you don’t pay them...
What dividend stocks are best to invest in?
Not all stocks are the same. The typical assumption is that you will buy a number of stocks, and that investment is static - you wait until the prices are better and then sell. Some stocks - dividend stocks - will return money more regularly in the form of dividends....
The Importance of Retirement as a Young Professional
As a young professional, chances are you aren’t thinking too far into the future beyond next quarter’s sales figures or your next promotion. It’s hard to imagine a time when you won’t be young and healthy, even though logic tells you that one day it will be your reality. Planning/not planning for retirement is something that literally could be a matter of life and death someday.
How to Build Up Credit As a Student
Most people start college around 18 years old, and with zero credit history. What they don’t realize is that after four years, future employers take credit history into account when looking at job applications.
The 50/30/20 Budgeting Rule
Budgeting one’s personal finances is a skill that will help you throughout your entire life, from being a college student all the way into retirement. There are many floorplans and guides about the proper way to portion money if you want to achieve certain short- and long-term savings goals, but the general rule is to follow a 50/30/20 allowance.
Living a car-free lifestyle
Deciding whether you can handle a car-free lifestyle is no easy decision. There are pros and cons to consider and it depends entirely on whether your personal and business life will benefit.
Ways to Protect Yourself Financially
There is a lot of hair-raising information these days about the stock market and the looming possibility of a recession. The global virus is mostly to blame, having thrown a massive wrench in the hospitality industry. Many other businesses are suffering as well. There is a very good possibility that people will be working from home more frequently. Not only will this affect your personal spending if you have a set budget, but there are cautionary measures you must consider that you might never have had to worry about before.
Cutting Unnecessary Expenses
One of the biggest obstacles in managing your personal finances is figuring out how much to spend. Before you even begin budgeting, it's essential to take a look at your assets and decide how much you do have. Cutting expenses before you make your budget gives you a...