What to Never Do With a Credit Card

What to Never Do With a Credit Card

A credit card is great to have if you are short on cash. However, you do need to be responsible with it as failing to do so can really hurt your credit score. Here are some things that you should never do with a credit card. Shop Frivolously Many people rack up a lot...
Using a Credit Card to Pay for Your Mortgage

Using a Credit Card to Pay for Your Mortgage

Many credit cards use sign-on bonuses and various rewards to lure and keep cardholders. Some of these incentives can be lucrative. Paying mortgage payments with credit cards can be a quick way to earn those rewards. But there are difficulties to this process, and...
Obtaining a Credit Card with Bad or No Credit

Obtaining a Credit Card with Bad or No Credit

To people attempting to enter it for the first time, the credit market can look like one enormous catch-22. A person needs credit in order to get credit, but can’t get credit until he or she has credit. Fortunately, this contradiction isn’t quite as...

How to Negotiate for a Higher Salary

The job market is a competitive place, and you need to be tough if you want all the payment you deserve. In the business world, it’s certainly the squeaky wheel that gets the grease. If you accept whatever payment you’re offered without complaint, then your managers...
Social Security Basics to Know

Social Security Basics to Know

The following Social Security basics will make it possible for people to maximize their benefits when it comes time to retire: What Types of Benefits Can Someone Receive? An American can collect retirement benefits from Social Security, but there are also other types...