The Most Promising IPOs to Watch Out for in 2022
The year 2021 witnessed the highest annual deal volume regarding the funds raised by IPOs. Two thousand three hundred and eighty-eight firms went public in 2021 and raised 453 billion dollars. Experts speculate that IPOs in this year might break the previous year's...
End of Year Tips for Everyone
As the year comes to a close, it's not only a time to celebrate with friends, but it's also a great opportunity to take inventory of how far you have come. It is important to reflect on your journey and think about the new year. Some end of the year tips that you can...
What to Never Do With a Credit Card
A credit card is great to have if you are short on cash. However, you do need to be responsible with it as failing to do so can really hurt your credit score. Here are some things that you should never do with a credit card. Shop Frivolously Many people rack up a lot...
Using a Credit Card to Pay for Your Mortgage
Many credit cards use sign-on bonuses and various rewards to lure and keep cardholders. Some of these incentives can be lucrative. Paying mortgage payments with credit cards can be a quick way to earn those rewards. But there are difficulties to this process, and...
Obtaining a Credit Card with Bad or No Credit
To people attempting to enter it for the first time, the credit market can look like one enormous catch-22. A person needs credit in order to get credit, but can't get credit until he or she has credit. Fortunately, this contradiction isn't quite as impenetrable as it...
Taxes 101: The Basics to Know
Most individuals are ignorant when it comes to tax deductions. The majority don't even understand the most primary aspects of how the tax system operates. Being able to differentiate the features of the standard deduction from the ones for gross income is a perfect...
How to Negotiate for a Higher Salary
The job market is a competitive place, and you need to be tough if you want all the payment you deserve. In the business world, it’s certainly the squeaky wheel that gets the grease. If you accept whatever payment you’re offered without complaint, then your managers...
Social Security Basics to Know
When people reach the full retirement age, they are entitled to receive their maximum benefits. These benefits will be reduced by 30% if they claim their benefits before reaching the age of 65. If they wait until the age of 70 to claim their benefits, they will receive the full amount they are entitled to receive, plus 32% more each month.
Obtaining a Mortgage with Poor Credit
Lenders don't necessarily have a credit score that will disqualify someone for a home loan. They are all entitled to set the limit for a minimum credit score to whatever they like. Because of this, it isn't unusual to find that a borrower cannot obtain a mortgage loan...
5 Books to Help You Achieve Financial Independence by Your 40s
Financial advice is practically a dime a dozen, but not all advice is worth the same. Many people are convinced that they have the most important thing to say about financial security, but few are able to collate and collect the best advice for every investment needs....