A credit card is great to have if you are short on cash. However, you do need to be responsible with it as failing to do so can really hurt your credit score. Here are some things that you should never do with a credit card. Shop Frivolously Many people rack up a lot...
Many credit cards use sign-on bonuses and various rewards to lure and keep cardholders. Some of these incentives can be lucrative. Paying mortgage payments with credit cards can be a quick way to earn those rewards. But there are difficulties to this process, and...
To people attempting to enter it for the first time, the credit market can look like one enormous catch-22. A person needs credit in order to get credit, but can’t get credit until he or she has credit. Fortunately, this contradiction isn’t quite as...
The following Social Security basics will make it possible for people to maximize their benefits when it comes time to retire: What Types of Benefits Can Someone Receive? An American can collect retirement benefits from Social Security, but there are also other types...
One of the most stressful aspects of having a credit card is having to deal with the interest rate. If you don’t have a great interest rate on your card then you’ll likely have to deal with paying high credit card bills that will only get higher if you don’t pay them...
