5 Reasons You Need to Open an IRA…Immediately
Whether you open a traditional IRA or a Roth IRA, there are great benefits to either. It’s a personal decision on which type you’d want to open and depends on your personal financial situation, but saving for retirement is a must. If you’re young, it probably doesn’t...
How to Make Your Budget Work for the Holidays
No matter what time of year it is, it can be incredibly difficult to craft a budget and stick to it. However, the holidays may be the most challenging time of the year when it comes to making your budget work. There are plenty of sales and discounts at all your...
6 Important Tax Facts for Millennials
Paying taxes is essential for everyone and it’s something you’ll have to do once you become an adult. However, one of the most uninformed groups on taxes is millennials; they may not be aware of some crucial facts and tips that could help them. Unless parents educate...
Should You Rent an Apartment or Live at Home After Graduation?
When you first graduate college, you might not know where to go next. Some people are lucky and can line up a job and a quality living situation shortly after graduation, but many others are faced with the decision of either scraping by and living paycheck to paycheck...
Balancing Risks vs. Rewards Regarding Alternative Energy
Every election year, alternative energy becomes a key topic in debates and candidate platforms; however, unlike some may think, alternative energy is a topic that should be discussed year round. The term, alternative energy, is used for an energy source that is...
The Importance of Budgeting, No Matter Your Age
No matter where you are in life, you can benefit from an evaluation of your finances. Even if you’re financially stable, there’s a definite benefit in setting up some type of budget. You never know when your circumstances may change or if you might suddenly want to...
Most Affordable Cities to Live in America
For many recent college graduates, their salaries don't quite match their dreams and ambitions. That means that most 20-somethings have to look high and low to find a place to live that is fun, has plentiful employment opportunities, and is relatively affordable....
When a Retailer Declares Bankruptcy
Nearly 2000 retail locations have closed, or are scheduled to close in 2017. Retail bankruptcies are at an all-time high,expected to surpass the number of bankruptcies during the great depression. With changes in our economy and changes in our shopping habits, the...
Tips for a Good Credit Score
If you have been trying to get approved for a credit card or loan and have not had any luck, then your credit score may be to blame. A low credit score can also make it difficult for you to get a loan or credit card with a great interest rate. Fortunately, there are...
Stock Check- Does Your Stock Pass The Test
When it comes to investing in stocks, there are many factors to consider. First, you have to be aware that this is your money that you are investing so this is a leap of faith that can either reap great benefits or be a grave mistake. You also want to take into...