No matter where your travel plans may take you this summer, there is likely a credit card with benefits that will make your vacation a little less expensive and even allow you to earn some rewards toward your next adventure.
From airline miles to Disney Resort rewards, here is a list of the best vacation credit cards that you should be utilizing:
With no annual fee and a rewards point system that truly adds up in your favor, the Carnival World MasterCard may be the perfect credit card for every cruise lover. When cardholders purchase their tickets to a Carnival, Holland America, or Princess cruise line vacation, they will receive two points per dollar spent. All other purchases will earn you one point per dollar. Once cardholders reach 5,000 of their 10,000 point limit, they are eligible to receive $100 off of their next cruise.
If you are — or would like to become — a frequent visitor to the Sandals and Beaches resorts, this credit card is the best method of financing your next vacation. With a 0 percent APR rate on purchases for the first seven months, cardholders can rest easily knowing they do not have to worry about paying off their trip right away.
The rewards point system is similar to Carnival’s, with two points being rewarded for every dollar spent at a resort and one point per dollar on every other purchase. Additionally, their redemption prizes are extremely generous, with the highest prizes being three free nights at select resorts.
Boasting a promotional 2.99 percent APR, cardholders can easily book their vacations without worrying about paying it off as soon as they get home. Similar to the previously mentioned cards, the Universal American Express Card offers generous rewards — two points per dollar spent in their theme parks and one point per dollar spent elsewhere — as well as double points on the first $400 spent on gas and groceries. If a cardholder is also a registered Universal Studios Annual Passholder, they will receive triple points on all purchases made in their theme parks.
This credit card is absolutely essential to anyone who is planning a Disney vacation. Not only will eligible cardholders receive a $50 statement credit, but the regular Visa card boasts no annual fee — as opposed to the Disney Premier Visa Card, which charges $49 annually. The Disney Visa Card offers 1 percent cash back on all purchases, which can be redeemed for merchandise and other products at Disney Parks around the globe.
Additionally, those who use their card to book a Disney vacation through the Disney Travel Company will receive 0 percent financing for six months, as well as the opportunity to enroll their children in exclusive meet and greets with their favorite Disney characters.