Budgeting for Young Adults
As a young adult, budgeting can be a difficult task. Different financial advice that can come from a plethora of avenues can add to the confusion. When you begin your budget, sometimes simple is better and less is more. Here are some simple tips to budget. ...
The Inside Scoop on Student Loans
There are several things you need to know regarding student loans before starting school. It would help to know these things before you apply for the student loan. That way, there will be no nasty surprises while you are getting your degree. The first thing is...
Five Steps for Building Credit as a College Student
College students focus on earning good grades to help them secure solid job opportunities when they graduate, but that's not all they can do to prepare for their future. Young adults can also use their college years to follow these five tips to building a solid...
Three Holiday Expenses to Start Budgeting For Now
For those living on a budget, it does not matter whether the holidays are a year away or right around the corner. Regardless of when they will happen, it is essential to begin immediately budgeting for these festivities as a means of avoiding debt and controlling...
How to Budget When Money is Tight
Budgeting can be fun when you have extra money, and you’re deciding how you want to spend it. When money is very tight, however, budgeting can be stressful. But these are the times that budgeting is the most critical. Here are some tips for budgeting when money is...
4 Tips for Refinancing Your Student Loans
Outstanding student loan debt amounting to around $1.4 trillion is the second highest form of debt in the United States, falling just behind mortgage debt. The average debt for college graduates is $32,731. After the jubilation of finishing college and the exhilarated...
4 Tips for Paying Off Student Loans as Quickly as Possible
Student loans are the bane of every college grad's existence. Whether they amount to a little or a lot, these loans often haunt former students well into their careers and can prevent people from making major life decisions because they feel burdened by debt. If...
Tips for Avoiding Financial Scams
Financial scams are nothing new, but the digital revolution has brought about a startling increase in the sheer number of scams, as well as the variety of ways criminals can target people. In this day and age, it’s important to learn how to protect yourself and avoid becoming a statistic.
How To Successfully Budget While in Grad School
Making the decision to attend graduate school is a great investment in your future. That being said, it’s important to not let it lead you into debt. There are lots of obvious expenses related to school, such as tuition, books and supplies, but you’ll need to factor in a lot more to create a sustainable living budget. It might be a challenge making the mental transition back to a school budget if you have been out of school for several years, but starting a budget as soon as possible will save you trouble down the road.
3 Reasons to Save for Retirement as Soon as Possible
You’ve probably heard people reiterate the importance of saving for retirement over and over again. You know it’s something you’ll eventually have to do and a milestone in your life. However, when you’re young, it can seem so far away that it isn’t worth worrying...